Tailored Investment Portfolios and Personal Financial Advice

Altiora is managed by Derek Tinnin, CFP.


A successful investment experience starts with understanding sources of return. We believe these sources are directly observable and driven by markets, not managers. Our role is to prioritize evidence over intuition when structuring  portfolios around personal goals.


Transparent – Flat-fee simplicity, clearly-defined investment philosophy

Objective – Fiduciary standard, putting client interests first

Personal – Focused on values, mutual trust, and customized service


Investment and Financial Advisory Retainer – Includes portfolio management and financial advice for a flat, fixed fee. A percentage of assets under management does not apply.


Dimensional Fund Advisors

Vanguard Financial Advisor Services

Charles Schwab Advisor Services

Fidelity Institutional Wealth Services

TD Ameritrade Institutional

Envestnet Tamarac


Altiora Financial Group, LLC (Altiora) is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). SEC-registered investment advisers are required to deliver to each client or prospective client a Form ADV Part 2A (brochure) and Part 2B (brochure supplement) describing the adviser’s business practices, conflicts of interest and background. We also deliver Form CRS – Client Relationship Summary. Both forms are available upon request, or via the links below.

Form ADV

Form CRS