Tailored Investment Portfolios and Personal Financial Advice
Altiora is managed by Derek Tinnin, CFP.
EVIDENCE-BASED INVESTING
A successful investment experience starts with understanding sources of return. We believe these sources are directly observable and driven by markets, not managers. Our role is to prioritize evidence over intuition when structuring portfolios around personal goals.
AUTHENTIC ADVICE
Transparent – Flat-fee simplicity, clearly-defined investment philosophy
Objective – Fiduciary standard, putting client interests first
Personal – Focused on values, mutual trust, and customized service
FLAT-FEE SERVICE
Investment and Financial Advisory Retainer – Includes portfolio management and financial advice for a flat, fixed fee. A percentage of assets under management does not apply.
The minimum fee is $6,000 per year payable quarterly in arrears. The suggested minimum portfolio size is $3 million. Higher fees may apply to more complex situations.
EXTRAORDINARY ALLIES
Vanguard Financial Advisor Services
Charles Schwab Advisor Services
Fidelity Institutional Wealth Services
BROCHURE
Altiora Financial Group, LLC (Altiora) is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). SEC-registered investment advisers are required to deliver to each client or prospective client a Form ADV Part 2A (brochure) and Part 2B (brochure supplement) describing the adviser’s business practices, conflicts of interest and background. We also deliver Form CRS – Client Relationship Summary. Both forms are available upon request, or via the links below.