Tailored Investment Portfolios and Personal Financial Advice


Altiora is managed by Derek Tinnin, CFP.


Transparent – Flat-fee simplicity and a clearly-defined investment philosophy

Objective – Fiduciary standard, putting client interests first

Personal – Focused on values, mutual trust, and customized service


Our clients commit to long-term goals and follow evidence-based solutions. We are a resource to their success by applying a transparent, methodical approach to their unique and personal objectives.


Investment and Financial Advisory Retainer – Includes ongoing portfolio management and financial advisory services. The annual fee is typically $4,000 to $8,000 depending on the complexity, time involvement, number and type of accounts, and expected responsibilities.

Investment Consulting Retainer – Includes non-discretionary consulting, typically for ERISA retirement plans or 501(c)3 organizations. The fee is quoted upon request as a flat annual amount or at $200 per hour.

Special Projects – Quoted upon request

A percentage of portfolio size does not apply in the fee calculation. Annual fees are billed in quarterly installments, in arrears.


Dimensional Fund Advisors

Vanguard Financial Advisor Services

Charles Schwab Advisor Services

Fidelity Institutional Wealth Services

TD Ameritrade Institutional


Altiora Financial Group, LLC (Altiora) is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). SEC-registered investment advisers are required to deliver to each client or prospective client a Form ADV Part 2A (brochure) and Part 2B (brochure supplement) describing the adviser’s business practices, conflicts of interest and background.